Terms & conditions

1. Acceptance

These terms govern use of our website and consultation-request features. By using the site, you agree to these terms and our Privacy Policy.

2. Consultation workflow

Submitting an inquiry does not create a financial advisory, legal, or debt-management contract. Formal obligations begin only after a separate written agreement is signed.

3. Accuracy and verification

You agree that submitted information is true, current, and complete. Details may be verified with authorized institutions and parties.

4. Telephone and SMS consent

By providing a phone number, you consent to communications about your inquiry. Consent is not required to purchase. Reply STOP or call 407-784-7679 to opt out.

5. No legal or tax advice

Site information is educational and is not legal, tax, or accounting advice.

6. Intellectual property

Site content is owned by Carson Financial Associates Co or its licensors and protected by applicable law.

7. Prohibited uses

Do not submit fraudulent information, scrape without permission, interfere with security, or use the site unlawfully.

8. Warranty disclaimer

The site is provided “as is” and “as available,” without warranties to the fullest extent permitted by law.

9. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential damages. Total cumulative liability will not exceed $100 USD.

10. Governing law

These terms are governed by Michigan law, with proceedings in Wayne County, Michigan.

11. Changes and severability

We may update these terms by posting a revision. If any provision is unenforceable, the remainder continues.

12. Contact