Debt Settlement Consultation
Discuss eligibility and the debt settlement process.
Carson Financial
DEBT SETTLEMENT SERVICES
Carson Financial Associates Group exclusively provides debt settlement services for qualifying unsecured consumer debt.
We review eligible debts and negotiate with creditors or debt collectors. You choose whether to accept each proposed settlement.
- Credit card debt
- Medical debt
- Unsecured personal loans
Debt settlement is not a loan.
Our services
Every service below is part of our debt settlement program.
Unsecured Debt Account Review
Review creditor accounts, balances, and supporting records.
Debt Settlement Strategy & Negotiation
Negotiate proposed settlements for your approval.
Debt Settlement Hardship Evaluation
Review hardship as part of your settlement strategy.
We do not separately sell financial consulting, financial planning, credit repair, debt consolidation, lending, or debt management products.
Service fees
Clear pricing before enrollment.
The services rendered will determine final pricing. Fees depend on qualifying enrolled debts and are disclosed in your written debt settlement service agreement.
Creditor payments are separate from our fees. No advance service fees are collected where prohibited by law.
Pricing, payment terms & refunds →What We Do Not Offer
- Loans, extensions of credit, or financing brokerage
- Debt consolidation loans
- Credit repair, credit restoration, or guaranteed credit-score improvements
- Debt collection for creditors or purchases of consumer debt
- Legal or tax services
Our business is limited to settling qualifying unsecured consumer debt.
Is debt settlement the same as debt consolidation?
No. Debt settlement means negotiating existing debt. Debt consolidation generally means taking out new financing to repay existing debts. Carson provides debt settlement only; we do not provide, arrange, or broker loans.
Before you enroll
Creditors are not required to accept a settlement. Results, savings, and completion times vary and are not guaranteed. Missed payments may damage your credit, increase interest and fees, and lead to collection activity or lawsuits. Forgiven debt may have tax consequences; consult a qualified tax professional.
An inquiry does not enroll you or authorize account access. Services, fees, and payment terms require a written debt settlement service agreement and must comply with applicable federal and state law.